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Terms of Use
State Bank of Table Rock Information
State Bank of Table Rock Website, Use of
The information contained in this website is intended as general guidance, and except as expressly provided in this website, they do not constitute a contact with your or amend or alter any contact we have with you. We may change, delete, amend, or modify to all content of this website, including available products or services and these “Terms of Use,” at any time and without notice to you, unless notice is expressly provided for specific services contained within this website. Products and services mentioned in this website are available only in the United States and may not be available in all geographic areas, and your eligibility for particular products or services is subject to approval and/acceptance by us.
All of the pages on this site are owned and controlled by the State Bank of Table Rock, and are protected by the U.S. copyright laws. The copyrighted material on this site include, but are not limited to, the text, design, software, images, graphics, source code and the content of this site. You are authorized to view the information available on the site for your informational purposes only. You may download copyrighted materials for your personal or internal business purposes only, but may not republish. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, link to, reproduce, frame, create derivative works of or republish all or any portion of this site for any commercial or public purpose without the prior written consent of the State Bank of Table Rock.
Any and all information, materials, product offerings, material services, terms and conditions are subject to change or modification without notice.
State Bank of Table Rock Information
State Bank of Table Rock are Members FDIC and Equal Housing Lenders. State Bank of Table Rock extends credit without regard to an applicant’s race, color, national origin, religion, sex, marital status, family status, handicapped or disability status, age (provided the applicant has the legal capacity to enter a binding contract), whether income is derived from public assistance, or whether the application has in good faith exercised rights under the Consumer Credit Protection Act.
How to Contact Us:
- By Telephone: (402) 839-2035
- By Email: bankmail@tablerockbank.com
- By Postal Mail: State Bank of Table Rock, P.O. Box D, Table Rock, NE 68447 - or -
- In Person at one of our locations.
Children’s Online Privacy Protection Act
This website is not directed to children, although we may offer such special accounts that may be appropriate for children. Parents of children interested in any of our online services should contact us at one of our locations. The State Bank of Table Rock’s online policy is consistent with the Children’s On-Line Privacy Protection Act (COPPA), and as such we do not seek information from children 13 and younger. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our website may link.
Community Reinvestment Act Notice
Under the federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter. This list is available from the Regional Manager, Division of Compliance and Consumer Affairs, FDIC, 2345 Grand Boulevard, Suite 1200, Kansas City, MO 64108-2638. You may send written comments about our performance in helping to meet community credit needs to Rick Kunze, P.O. Box D, Table Rock, NE 68447, and FDIC Regional Manager. Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the FDIC Regional Manager. You may also request from the FDIC Regional Manager an announcement of our applications covered by the CRA filed with the FDIC. We are an affiliate of DuRoc Investment, Inc., a bank holding company. You may request from the Regional Manager, Federal Reserve Bank of Kansas City, P.O. Box 419440, Kansas City, MO 64141, an announcement of applications covered by the CRA filed by bank holding companies.
Copyright Notices
The State Bank of Table Rock owns the copyright in the pages, screens, text, and images appearing at this site unless otherwise indicated.
Email, Use of
You can use Email to contact us. However, email over the internet is not a secure method of communication. You should not use email to send or request confidential information that has substantial value or potential for causing harm, loss or damage (Social Security Number, Birth date, etc.). If you need to provide the State Bank of Table Rock with any personal information, please do so either in person at one of our locations or by calling one of our locations.
Financial Calculators
This website contains financial calculators. The State Bank of Table Rock provides these financial calculators as a service to our customers and users of our website for educational purposes only. The State Bank of Table Rock does not guarantee the accuracy of the calculators or results. The State Bank of Table Rock is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such calculators.
Governing Law
State Bank of Table Rock operates and controls this website from its offices in the state of Nebraska. Except as otherwise expressly provided in this website, your access to and use of our website are governed by and will be constructed in accordance with applicable federal laws/statutes and the laws of the State of Nebraska. This website is not intended for distribution to, or use by, any persons or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
State Bank of Table Rock will only utilize information provided by users for lawful business purposes. As a condition of your use of this website, you warrant to the State Bank of Table Rock that you will not use this website or any information contained on this website for any purpose that is unlawful or prohibited by the these Terms of Use.
Unauthorized use of the State Bank of Table Rock website and systems including but not limited to unauthorized entry into our Internet Banking System, Internal Network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited.
Indemnification
You agree to defend, indemnify and hold harmless the State Bank of Table Rock, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorney’s fees, arising out for your violations of these Terms of Use or misuses of this service or this site, including such violation or misuses conducted by your employee or agent, if applicable.
Information Submitted Through the Website, Use of
Any communication or material that you transmit to us through this website or through electronic mail may be used only by the State Bank of Table Rock for the purposes described in our privacy policy. All information submitted to our website shall be considered and shall remain the property of the State Bank of Table Rock; this information will only be used internally for the purpose intended or as allowed by law.
The State Bank of Table Rock shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information submitted by a visitor to us through this website and the State Bank of Table Rock shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by direct customer relationship, or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing the State Bank of Table Rock’s responsibilities and obligations to customers in accordance with our privacy policy.
If you need to communicate personal or confidential information, please do not use the email feature on this website, it is not a secure email service.
Insurance Products, Non Deposit Investments and Services
This website contains information or links to other websites about insurance products, investments or services, such as securities brokerage, annuities, mutual funds, and term life insurance. These products and services are not obligations or deposits of State Bank of Table Rock, they are not guaranteed by the State Bank of Table Rock, and they are not FDIC insured. These products and services are subject to risks, including the possible loss of the amount you invest. The value of any securities described in this website or other linked websites can fall as well as rise and an investor may get back less than the amount invested.
Legal and Privacy Policy
The State Bank of Table Rock takes privacy very seriously and we know how important privacy and confidentiality are to you. We are dedicated to safeguarding your personal information and records from unauthorized use and disclosure. The State Bank of Table Rock will not sell or distribute any of your personal information to any third party, our promise to you.
It is the policy of the State Bank of Table Rock (the "Bank") that both the financial records of our customers and the relationships between the Bank and our customers are confidential.
The Bank recognizes and respects the privacy expectations of our customers. By establishing security and internal controls, the bank is able to maintain the privacy of our customer's confidential information. All employees understand and should abide by this principle, and should convey the principle to the customer by treating the customer's business transactions with confidentiality and by explaining the Bank's principles in an appropriate manner.
The Bank will collect and use information about individual customers when the Bank reasonably believes it would be allowed by law and would be useful in administering the customer's business and providing products, services and other opportunities to customers.
Specific information about customer accounts or other personally identifiable data will not be released to third parties unless the information is provided to help complete a customer-initiated transaction, the customer requests or consents to disclosure, the disclosure is required by/or allowed by law (i.e. subpoena), we are obligated to provide information under contract (i.e. credit bureau) or the customer has been informed about the possibility of such disclosure through prior communication and is given the opportunity to decline participation.
If you have any questions about the State Bank of Table Rock's Privacy Principle, please contact us.
Consumer Alert Information
MultiKey Login Information
Our bank is dedicated to making information security one of our highest priorities. We utilize the latest software, hardware and other technologies to prevent unauthorized users from accessing our computer systems.
We have implemented many different levels of security including User ID, password, encryption of sensitive data, and others. We utilize a technology called SSL (Secure Socket Layer). SSL is software to secure and protect web site communication using encrypted transmission of data. The SSL creates a secure communications channel between our Internet Banking server and your browser.
The following are some of the technologies we have implemented to ensure all transactions are secure:
Username and Password Protection
To access account information, you must provide a username and a password to enter the secure area of the site. Your password is not displayed when entered. If you do not provide this information, we cannot establish an online banking service for you.
What can I do?
Don't let anyone else know your password. Never write it down where anyone can find it. We also recommend that you change your password every 30 days or sooner. Use letters (upper and lower case), numbers, symbols. Use a different password for different internet websites. Don't use the same password for all of your websites that require you to login. Never access the online banking site from a computer or terminal that an untrusted individual or the general public may have access to. You should also take the standard precautions to keep your computer free from viruses.
Always Log Out
You should always log out of the online banking site when you are finished or if you are going to be away from your computer for an extended period of time. The log out will end your session, and you will be required to enter your User ID and password before entering the online banking website again.
If you have not accessed the internet banking for a period of time, your login session will automatically timeout. To start a new session, you will be required to enter your User ID and password on the login page.
Remember that once you've downloaded the proper browser, you must install it on your computer. Follow the browser manufacturer's instructions that appear on your screen.
Secure Sockets Layer (SSL)
After you are connected with a website that is secure, you will see a padlock or key icon on your browser that shows being locked or connected. This icon will only appear after you have gone to the Login web page. The padlock or key icon may not appear locked on pages where you are not logged on and where general information is displayed about the site. However, you can be assured that any screen which displays or requests information about your account, username, password or any other sensitive information is encrypted.
If you would like to read more information about SSL encryption, we recommend you read VeriSign's SSL Page.
Network Security and Monitoring
Firewalls are an essential part of network security. They are used to protect your internal network from external threats that can compromise data and data transmissions. We are using our firewalls to monitor all transmissions from the internet. Our firewalls create logs of network traffic that allow for centralized auditing and security monitoring. We have also setup security policies on the firewall to stop any suspected malicious activity.
Lending Area, Primary
The State Bank of Table Rock’s primary lending area consists of Nebraska, more specifically Southeastern Nebraska. While this represents the area where the bank’s locations are located, the bank will not restrict its lending activities only to customers who reside in this area. The bank will consider loans outside of our Primary Lending Area, if we feel that these loans are appropriate and justified for our bank.
Severability
If any provision of this “Terms of Use” is determined to be unenforceable, or invalid, such determination shall not affect the validity or enforceability of the remaining provisions.
Third Party Links
We provide these links in hopes of bringing you the value and service you expect and should receive from the State Bank of Table Rock. The State Bank of Table Rock does not control linked third party sites.
Clicking on certain links within this website will take you to other websites or material not under the control of the State Bank of Table Rock. Linking to third party sites is at your own risk and you hold the State Bank of Table Rock harmless. State Bank of Table Rock is not responsible for the contents of any such link or any link contained within a link, or any changes or updates to such links. Content owned by third parties is protected by copyrights of such third parties and is subject to these Terms of Use and such other conditions as may be established by third party providers of content from time to time. SBTR is not responsible for the placement of “cookies” by, or any other form of transmission received from any linked site. SBTR is providing these links for you only as a convenience, and the inclusion of any link does not imply endorsement by SBTR of the link.
Trademark Notices
All registered and unregistered trademarks are the sole property of their respective owners. Unauthorized reproduction in whole or part is prohibited.
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