Deposit Rates
*New rates effective December 18, 2024. We offer bank IRAs: 12 month, 36 month, and 60 month,
Account Type / Term |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest
Rate |
Annual Percentage Yield* |
Reward Checkingb |
|
$1,000.00c |
0.15% |
0.15% |
Ultimate Advantage Clubb |
|
$100.00c |
0.15% |
0.15% |
Hometown Money Marketb |
$1,000.00 |
$1,000.00c |
|
|
Balance:
|
$1,000.00-4,999.99 |
0.15% |
0.15% |
|
$5,000.00-9,999.99 |
0.15% |
0.15% |
|
$10,000.00-24,999.99 |
0.25% |
0.25% |
|
$25,000.00-49,999.99 |
0.30% |
0.30% |
|
$50,000.00-249,999.99 |
0.35% |
0.35% |
|
$250,000.00 and up |
0.40% |
0.40% |
Savingsb |
|
$25.00c |
0.25% |
0.25% |
Business Interest Checkingb |
|
$1,500.00c |
0.15% |
0.15% |
|
|
|
|
|
3 Month CDa |
$500.00 |
$500.00c |
2.23% |
2.25% |
6 Month CDa |
$500.00 |
$500.00c |
3.94%
|
4.00% |
7 Month CDa |
$500.00 |
$500.00c |
4.08% |
4.15% |
9 Month CDa |
$500.00 |
$500.00c |
3.89% |
3.95% |
12 Month CDa |
$500.00 |
$500.00c |
3.80% |
3.85%
|
12 Month CD IRAa |
$500.00 |
$500.00c |
4.09% |
4.16% |
15 Month CDa |
$500.00 |
$500.00c |
3.45% |
3.50% |
18 Month CDa |
$500.00 |
$500.00c |
3.36% |
3.40% |
24 Month CDa |
$500.00 |
$500.00c |
2.97% |
3.00% |
30 Month CDa |
$500.00 |
$500.00c |
2.97% |
3.00% |
34 Month Step Up CDa, b |
$500.00 |
$500.00c |
1.98% |
2.00% |
36 Month CDa |
$500.00 |
$500.00c |
2.97% |
3.00%
|
36 Month CD IRAa |
$500.00 |
$500.00c |
2.97% |
3.00% |
48 Month CDa |
$500.00 |
$500.00c |
2.97% |
3.00%
|
60 Month CDa |
$500.00 |
$500.00c |
2.97% |
3.00% |
60 Month CD IRAa |
$500.00 |
$500.00c |
2.97% |
3.00% |
a) A penalty may be imposed for early withdrawal
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 12-18-2024.
For current rate information, call 402-839-2035.
MEMBER FDIC
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