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Deposit Rates
*New rates effective March 27, 2023. We offer bank IRAs: 12 month, 36 month, and 60 month IRA's as the same rate as the CDs.
| Account Type / Term |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest
Rate |
Annual Percentage Yield* |
| Reward Checkingb |
|
$1,000.00c |
0.15% |
0.15% |
| Ultimate Advantage Clubb |
|
$100.00c |
0.15% |
0.15% |
| Hometown Money Marketb |
$1,000.00 |
$1,000.00c |
|
|
|
Balance:
|
$1,000.00-4,999.99 |
0.15% |
0.15% |
| |
$5,000.00-9,999.99 |
0.15% |
0.15% |
| |
$10,000.00-24,999.99 |
0.25% |
0.25% |
| |
$25,000.00-49,999.99 |
0.30% |
0.30% |
| |
$50,000.00-249,999.99 |
0.35% |
0.35% |
| |
$250,000.00 and up |
0.40% |
0.40% |
| Savingsb |
|
$25.00c |
0.25% |
0.25% |
| Business Interest Checkingb |
|
$1,500.00c |
0.15% |
0.15% |
| 01 Month CDa |
$500.00 |
$500.00c |
|
|
|
Daily Balances of:
|
$500.00-4,999.99 |
|
0.05% |
0.05% |
| |
$5,000.00-24,999.99 |
|
0.05% |
0.05% |
| |
$25,000.00-49,999.99 |
|
0.05% |
0.05% |
| |
$50,000.00-999,999.99 |
|
0.05% |
0.05% |
| 03 Month CDa |
$500.00 |
$500.00c |
|
|
|
Daily Balances of:
|
$500.00-4,999.99 |
|
0.50% |
0.50% |
| |
$5,000.00-24,999.99 |
|
0.50% |
0.50% |
| |
$25,000.00-49,999.99 |
|
0.50% |
0.50% |
| |
$50,000.00-999,999.99 |
|
0.50% |
0.50% |
| 06 Month CDa |
$500.00 $500.00c |
|
|
|
|
Daily Balances of:
|
$500.00-4,999.99 |
|
1.00% |
1.00% |
| |
$5,000.00-24,999.99 |
|
1.00% |
1.00% |
| |
$25,000.00-49,999.99 |
|
1.00% |
1.00% |
| |
$50,000.00-999,999.99 |
|
1.00% |
1.00% |
| 7 Month Special CDa |
$500.00 |
$500.00c |
2.97% |
3.01% |
| 9 Month CDa |
$500.00 |
$500.00c |
3.21% |
3.25% |
| 12 Month CDa |
$500.00 |
$500.00c |
|
|
|
Daily Balances of:
|
$500.00-4,999.99 |
|
2.23% |
2.25% |
| |
$5,000.00-24,999.99 |
|
2.23% |
2.25% |
| |
$25,000.00-49,999.99 |
|
2.23% |
2.25% |
| |
$50,000.00-999,999.99 |
|
2.23% |
2.25% |
| 15 Month Special CDa |
$500.00 |
$500.00c |
3.70% |
3.75% |
| 18 Month CDa |
$500.00 |
$500.00c |
|
|
|
Daily Balances of:
|
$500.00-4,999.99 |
|
0.25% |
0.25% |
| |
$5,000.00-24,999.99 |
|
0.25% |
0.25% |
| |
$25,000.00-49,999.99 |
|
0.25% |
0.25% |
| |
$50,000.00-999,999.99 |
|
0.25% |
0.25%
|
| 24 Month CDa |
$500.00 |
$500.00c |
|
|
|
Daily Balances of:
|
$500.00-4,999.99 |
|
0.25% |
0.25% |
| |
$5,000.00-24,999.99 |
|
0.25% |
0.25% |
| |
$25,000.00-49,999.99 |
|
0.25% |
0.25% |
| |
$50,000.00-999,999.99 |
|
0.25% |
0.25% |
| 30 Month Special CDa |
$500.00 |
$500.00c |
0.30% |
0.30% |
| 34 Month Step Up CDa, b |
$500.00 |
$500.00c |
1.98% |
2.00% |
| 36 Month CDa |
$500.00 |
$500.00c |
|
|
|
Daily Balances of:
|
$500.00-4,999.99 |
|
1.99% |
2.00% |
| |
$5,000.00-24,999.99 |
|
1.99% |
2.00% |
| |
$25,000.00-49,999.99 |
|
1.99% |
2.00% |
| |
$50,000.00-999,999.99 |
|
1.99% |
2.00% |
| 48 Month CDa |
$500.00 |
$500.00c |
|
|
|
Daily Balances of:
|
$500.00-4,999.99 |
|
0.40% |
0.40% |
| |
$5,000.00-24,999.99 |
|
0.40% |
0.40% |
| |
$25,000.00-49,999.99 |
|
0.40% |
0.40% |
| |
$50,000.00-999,999.99 |
|
0.40% |
0.40% |
| 60 Month CDa |
$500.00 |
$500.00c |
|
|
|
Daily Balances of:
|
$500.00-4,999.99 |
|
1.00% |
1.00% |
| |
$5,000.00-24,999.99 |
|
1.00% |
1.00% |
| |
$25,000.00-49,999.99 |
|
1.00% |
1.00% |
| |
$50,000.00-999,999.99 |
|
1.00% |
1.00% |
a) A penalty may be imposed for early withdrawal
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 03-27-2023.
For current rate information, call 402-839-2035.
MEMBER FDIC
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